One of the more difficult things I’ve done is change my vocabulary. Specifically, “I’ll pay it back later” really means “I can’t afford it right now” and so I now frequently utilize “I can’t afford it right now.” It still stings every time I say it aloud and even every time I think it.
I’m proud that I use it more often though. It keeps me in-check with reality. It’s something I don’t hear enough people say. It’s something a lot of people aren’t honest with themselves about.
I’m excited that my daughter hears this often though because she is learning valuable life lessons about money now at a young age (she just turned 4 a couple weeks ago).
Sometimes though – it’s a real bummer.
At this particular moment in time, I’m having one of those bummer moments. Right now, I would love to have a nice glass of wine. I’d love to go up to the cold beer and wine store and grab a bottle – but, “I can’t afford it right now” (the cash I have now will be needed for groceries). It’d be so very easy to just use a credit card – but that’s the “I’ll pay it back later” mentality that got us into financial trouble in the first place.
Like I said, it stings and sometimes it’s no fun. What I can say though is that there are great moments that outweigh moments like this – like looking at a zero balance on a credit card statement instead of grumbling about a bill I have to pay.
**Edit - mere minutes after making this post, a friend showed up at my door with a bottle of wine! She also invited us to dinner. A great evening was had by all!**
**Edit - mere minutes after making this post, a friend showed up at my door with a bottle of wine! She also invited us to dinner. A great evening was had by all!**
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