The basic concept is... there are alternatives. No matter what. Every decision you make can either cost you a lot of money or you can save money. It's your choice. Simple.
Can't really elaborate much more than that... with every decision, I ask myself "Is there a less expensive way to get what I want?". Almost always, the answer is "yes!!!".
Sometimes you just need to think a little, wait a little or get a little creative. But every time, I bet you can find a less expensive alternative - to everything.
Sometimes you might not like the alternative... but there will be an alternative. Sometimes the savings will be small, but the small things will add up. Sometimes the savings will be big... congratulations! Those opportunities are rare.
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