Earlier I posted about the fact that I don't currently own a computer even though we could easily put one on a credit card; we decided to save for a computer instead. We were very close to having exactly enough for the Mac we wanted. Note the past tense - we were close.
Now that it is the holiday season, we are thinking of others and not ourselves. Had we bought the computer with a credit card months ago then we would be committed to the full payment. It would have been a done deal and we would have credit card payments to make about now.
Instead, we have been saving and had a healthy sum available. So what did we do? Well, we just essentially gave our new computer away.
We had the opportunity to make the decision on whether we would rather do something wonderful for someone deserving, or have a new computer. We made the choice to do something wonderful for someone else. A computer can wait.
Had we bought a computer on credit, we wouldn't be able to "reverse" the decision like we just did. We would have been committed to a big purchase (plus interest) and we wouldn't be able to do what wonderful thing we just did for someone else. It feels so amazing to do what we just did. It so much feels better to do that than get a new computer. This loaner computer is working for us and that's good enough for now.
It might sound odd to say it feels good to not get what we wanted. I love the fact that we were able to make the choice and have power over the decision.
Just sharing an example of the good things that can happen when you wait, save and don't act on impulse (i.e. impulse because you have credit available).
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